Answers to auto dealers’ frequently asked questions.

Brightin works with both independent and franchise dealerships. Minimum requirements:

• Inventory of 10-15 vehicles that meet our collateral guidelines

• DMS Software for form processing

• One year in business as a car dealer

• Experience with sub-prime finance

Simply fill out the online request for information and a Dealer Rep will contact you to walk you through the necessary steps to becoming a Brightin Partner. Once your dealership is approved, we will contact you to set up training on the application process and our Dealer Guidelines. All dealers must be approved prior to any customer applications being submitted.

Yes, we allow the sale of both Extended Service Contracts and Gap Waiver. The products offered must be Brightin approved, and can be added on top of the vehicle sale price.

All applications are decisioned within 15-30 minutes of being received.

A complete funding package with properly executed documents along with a Passtime GPS Installed and tested, will fund within 48 hours.

Applications can be submitted through Dealertrack, RouteOne or by emailing or faxing to our credit department.

Yes, we accept first time buyers on many of our programs.